PaydayUK unsecured loans

Let’s get personal

Personal loans, unsecured loans and personal unsecured loans. Which one do you choose? It doesn’t actually matter - because they’re all the same thing, just with a different name. They all allow you to borrow money without having to provide security, such as your home or car, against them.

Instead of demanding security, the loan provider decides whether or not to give you the loan by running a credit check and getting you to demonstrate that you can afford the monthly repayments.  Some lenders also make you provide information that can take lots of extra time. Which is all well and good, but sometimes you just need some cash and you need it in a hurry.  You’re not looking to take on a long term debt, you just want something to keep you going until payday.

And that’s where a payday loan from PaydayUK could prove rather handy. It does the job of a personal loan, unsecured loan, personal unsecured loan - call it what you will. But it does it quickly and with the minimum of fuss.

Fast, pain-free and transparent

A PaydayUK payday loan is designed to top up your bank account until payday comes, allowing you to deal with those unexpected expenses or sudden cashflow issues that can hit even the most financially cautious amongst us.

When you’re shopping around for an unsecured personal loan you will be offered a bewildering array of different interest rates and loan periods. With a payday loan from PaydayUK it’s much more straightforward - it costs £25 for every £100 you borrow and you repay the whole amount on your next payday.

You just apply online or by calling freephone 0800 280 2500‡ and you’ll get a decision on your PaydayUK payday loan in just one minute. As the loan is unsecured and because PaydayUK is a responsible lender, it runs a quick credit check against you, but that only takes a few seconds. And once you’re approved the money can be in your account by midnight².

Rebuild your credit rating

Getting any kind of unsecured loan can be tricky if you don’t have a good credit record. But PaydayUK will still consider you, assessing your application based on your recent circumstances. And if your application is successful, it could help you build your credit rating, as each time you pay off a PaydayUK payday loan that’s reported to a credit reference agency.

However, if you do not repay your loan and fail to contact PaydayUK, this will also be reported to the credit referencing agency, which may have a negative impact on your credit rating.

Unsecured security

When you need the security of knowing you can lay your hands on a bit of cash, don’t let your mind get boggled by personal unsecured loan interest rate tables and ever-changing terms and conditions.

A payday loan from PaydayUK could well be all you need.

²Please check with your bank if they accept Faster Payments, otherwise some banks may take up to 3 working days to clear the funds. Please note no deposits are made on Saturday, Sunday or Bank Holidays.  All loans are subject to final checks.

³Occasionally we will be unable to confirm all details automatically. Should this be the case we will ask you to fax in simple documentation for us to be able to complete the application process.

A PaydayUK payday loan is an alternative solution for a cash flow emergency.
Here are just a few examples to show you what we mean: